ESTO hire-purchase

ESTO hire-purchase is a flexible payment solution that allows you to split your payment into convenient monthly installments. Spread the purchase amount over a period that suits you the best. You can choose the period and the down-payment amount when completing your purchase by selecting ESTO hire-purchase at checkout.

Use ESTO hire-purchase in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market

How to pay with ESTO hire-purchase?

Add the necessary products to your cart.
Select ESTO hire-purchase as the payment method at checkout.
Choose your preferred repayment period ranging from 3 to 60 months.
You will receive the decision in real time.
If the decision is positive, digitally sign the agreement using your ID card, Smart-ID, or Mobile-ID.

The hire-purchase service is offered and regulated by ESTO AS. The annual percentage rate for the hire purchase of ESTO AS is 23.63% under the following example conditions: loan amount 1,490 euros, cost of goods/services 1,490 euros, down-payment 0%, fixed interest rate 11.90%, contract fee 0 euros, total amount loan and repayment of 1,844.64 euros, subject to repayment of the loan within 24 months, in equal monthly installments of 76.86 euros. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist.

What is ESTO?

ESTO is the preferred payment solution provider in the Baltics, revolutionizing the sales experience for merchants and the purchasing experience for consumers by making it exceptionally easy and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO’s mission is to help partners sell and customers buy.

If you need assistance, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.